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You may find it’s easier to start the conversation by sharing your own dreams and financial goals than it is to come right out and ask your partner about theirs.Keep in mind these initial money talks don’t have to take the form of a formal sit down, they can just be a part of your every day life discussions.Much like you don’t need to come out and tell your date every detail of the 3 kids, 2 dogs and pet fish you’d like to have someday the first time you meet up for drinks…you don’t need to reveal the details of your long-term investment strategy (or lack thereof) during those early dating days to start assessing your compatibility.– it can also help you align your financial values and expectations for the future.I know the idea of baring your full financial picture can feel totally overwhelming, and maybe even a little embarrassing.Essentially, any financial detail that has the potential to affect both of you needs to be discussed.
But the reality is, when you enter into a long-term commitment with someone, you’re also tying that person into your financial life, even if just in part – so it’s important to put it all out on the table.
As you start digging in, be on the lookout for any financial details that might require a discussion.
For example, vastly different incomes, debt loads or bad credit can all point to broader conversations around money that need to had.
It’s not like I didn’t know that this would happen at some point. So, when the time comes, here are some tips to help you have this important conversation with our son.
But you know, I was thinking later, like much later. But there was more to my momentary shock than just the idea of him dating. A lot of what makes dating “healthy” is the same stuff that makes all social interactions work.